TAX PLANNING
WE WORK CLOSELY WITH OUR CLIENTS TO CREATE THE MOST EFFECTIVE TAX STRUCTURE PERSONALIZED TO THEIR NEEDS, INCLUDING:
- Corporate Class for non-registered investments
- Strategies to avoid the clawback of Old Age Security
- Return of capital cash flow strategy to reduce T4 income at year end
- Income splitting strategies (Spousal RRSP, Spousal Loan … etc.)
- RRSP Meltdown (early withdrawals to manage taxation)
- Individual Pension Plans
- Maximization of the Capital Dividend Account where applicable
OTHER SERVICES
INVESTMENT PLANNING
Because money doesn’t come with instructions.
RETIREMENT PLANNING
Planning is bringing the future into the present.
ESTATE / INSURANCE PLANNING
A team of professionals at your service to meet your needs.
CORPORATE PLANNING
Your employees are your most important resource.